Aramaia Nidhi Limited emphasis on advancingmoney against the security of gold ornaments as its paramount pursuit.
We proffer plenteous schemes for Gold loan towards the customers. We bolster a bouquet of products, catering to wide range of people based both in the rural and urban areas. The rate of interest for gold loans is subject to market conditions and is amended accordingly in compliance with Nidhi Rules, 2014.
Company lends depending upon the purity of the gold and market value (LTV of Gold) as stipulated by the regulator.
Aramaia Nidhi Limited Gold Loan portfolio is designed and developed to meet the all the life cycle needs of the common man.
Aramaia Valeur Max Gold Loan provides the maximum Loan to Value across all ticket sizes.
Pursuant to the Co-lending guidelines issued by Reserve Bank of India dated November 05, 2020 titled as “Co-Lending by Banks and NBFCs to Priority Sector” (“Co-lending Guidelines”), Aramaia Nidhi Ltd Ltd has entered into Co-lending arrangements with UCO Bank and Development Credit Bank. Gold loan products/schemes of the Company under Super Value-CL3, Super Value-CL4 and Easy Scale Up are offered under the said arrangement. Such Co-lending arrangements /products shall be offered in select locations, as may be mutually decided by the Banks and the Company, from time to time.
To know about the major Terms and Conditions governing such Co-Lending arrangements with Banks, kindly refer to the Appendix as uploaded/ mentioned below:Aramaia Facile Gold Loan is specifically designed for this stage of your life. To give you financial independence and meet your growth aspirations. Set up a new business or arranging down payment for a new car or a home, life is indeed bright with Aramaia Facile Gold Loan.
Existing Gold Loan customers of Aramaia Nidhi Limited enjoy an additional benefit - the Aramaia Esprimere Gold Loan. Once registered to avail the loan, which is a few-minutes’ process, the loan facility is designed to give you access to instant top-up loans, anytime, anywhere, without any hassle. Wonderfully, Aramaia Esprimere Gold Loan is thoughtfully designed & developed for the common man. Its operated/used with just simple SMS messages on simple & inexpensive feature phones. The service can also availed via our website. The Top-up loan is the perfect way to get Money, Anytime, Anywhere. It is instantly delivered into your bank account and can be withdrawn from the bank or ATM.
Really, Aramaia Nidhi Limited Gold Loan portfolio is not only shaped around common man’s needs & desires at various stages of his or her life, and is the Most Rewarding Gold Loan.With 24x7 SMS facility, you get your basic loan as per your requirement; you get to keep your gold safe & insured without paying for it, as it is needed at banks and at the same time, you can continue to get more & more money, as and when you need, as top-up loans via the Aramaia Esprimere Gold LoanFacility.
Registered customers who have pledged their gold with us and who have not taken full LTV are eligible to avail the residual amount as theAramaia Esprimere Gold Loan. In other terms, if you have taken less amount than the amount you are entitled to, you can take the residual amount as loan, whenever the need arises.
Additionally, part payment of the loan will lead to corresponding eligibility of the top-up loan. Just by simple SMS messages through the simple feature phone or our website in few simple steps. Indeed, a first in India tech-feature.
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